Pre-existing ConditionsFor illnesses that happened, were identified, were treated, or showed clinical signs or symptoms before to the start of the policy or during the waiting periods
An Illness during the waiting periodA waiting period is the first 14 days from the start of the policy.
Routine and preventative treatmentsIncluding, but not restricted to, the price of any pet food and/or supplements, preventative vaccinations, spaying, castration, routine dew claw removal, flea control, treatment for roundworms and tapeworms, ticks, mites, grooming, and nail trimming, as well as any complications resulting from these procedures.
Congenital ConditionsWe do not cover the pet for congenital conditions and their related health complications. Congenital conditions are defined as conditions that are present from birth involving any organ or part of the body.
Aids and Prosthesis(a) congenital conditions;
(b) cryptorchidism or ovariohysterectomy; (one or both testicles fail to descend into the scrotum)
(c) dental costs (except dental treatment due to an accident);
(d) pregnancy, birth or breeding and any complications thereof;
(e) elective treatment (not a medical emergency) and cosmetic surgeries.